NFL Brandon Copeland Investing For A Better Future

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We hear stories all the time about pro athletes finding a way to lose tens of millions, and even hundreds of millions, of dollars that they have made during their career. Therefore, it’s always interesting to hear about an athlete that understands how to manage his finances.

New York Jets linebacker Brandon Copeland is one such player and it is his knowledge of the real estate market that has helped set him up for life after football. Copeland was not a player who entered the NFL with high expectations or one of the huge contracts that comes with being a high round draft pick. While the 6-foot-3, 263 pounder certainly has the size to play as an outside linebacker/defensive end hybrid in the league, the perceived lack of competition that he faced while playing at Penn saw Copeland go undrafted in the 2013 NFL Draft.

After initially spending time on the practice squad of the Baltimore Ravens, Copeland landed a job with the Detroit Lions in 2015, before moving on to the Jets for the 2018 season. All that bouncing around is part of what made real estate investing so appealing to the Ivy Leaguer.

Copeland’s collegiate experience was one that seems to have set him up well to avoid the money pitfalls of most athletes. The Wharton School graduate spent a pair of summers while in school interning at an investment bank. He also spent his 2017 off-season working on Wall Street. All of those moves were made so that Copeland could get vital guidance about investing, more about real estate, and more about how to use money to make money.

It is real estate which is one of Copeland’s key focus areas when it comes to saving and investing. He opened a company in the real estate sector with his wife in 2018, a decision they came to together after spending time and energy flipping houses for profit. By expanding that hobby into a company, Copeland is able to take care of all aspects of house buying, selling, renovating, and flipping.

Despite his money smarts, it is actually some of Copeland’s relative failures that have pushed him to where he is today. A number of money mistakes in his early 20s, mistakes he share with a teammate with the same issues, have seen the linebacker go back to the classroom to teach a class called Life 101 to students. His class details how he lives on 10 to 15 percent of his NFL salary with the rest of his money dropping into long term investments like real estate.

While we may not all have the disposable capital of an NFL player, we can all learn something from Copeland and his journey. Invest smartly now, using long term strategies, to live better in the future.

Vital Nutrients Fuel Peak Performance

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We often look at athletes and other people that seem to have limitless energy with a sense of wonder. The way a LeBron James or a Patrick Mahomes is able to operate at peak performance over a season that stretches for months on end is nothing short of remarkable. One of the major reasons for this is that these players are in tune with what their bodies need, taking on just the right amounts of vital nutrients to stay at their best.

We can learn a lot from these athletes in this regard. While we may not lead lives that depend on our athletic abilities and skills to earn a contract, we should all be looking to perform at the peak of our personal performance in our work and personal lives. Taking on vital nutrients on a daily basis is part of a much bigger overall picture to make sure that our lives are being led to their fullest.

There is literature all over the internet about which of these vital nutrients are the most needed for performance and recovery. These are especially needed by people that are active in their lives, even if being active means church league softball or hiking as opposed to playing in the NBA Finals or fighting to take your team to the Super Bowl.

Optimal performance is also important in making decisions on a day to day basis. While the wear and tear of intense activity is going to cause levels of vital nutrients in the body to drop faster than in those less active, everyone loses minerals through sweat and other aspects of daily living.

Think of this as an investment in your future. By making sure you are keeping your body balanced with calcium, iron, zinc, potassium, and more, your life will be happier in the long run. Standard improvements to health such as stronger bones and less tiredness in the mind and body will result in a better, and healthier, form of living.

The ability to retain vital nutrients and minimize fatigue is particularly important. Nothing is worse as a fan than seeing your team fall apart in the fourth quarter because they are tired. There is a reason why Gatorade has become such a well-known business, such a big brand in American sport, and that is because it refuels players with the vital nutrients that they need to mount a huge comeback or hold onto a lead late.

As a parent, an investor, a social athlete, or a working man, that same principle applies to you. If you are dragging during the day at 4pm, it is more than likely because your body minerals aren’t in balance. Sure, a coffee is an easy fix, but by adding in more exercise and a better understanding of nutrition, it is amazing how quickly you feel like a newer, and younger, version of yourself.

Accountant in Kansas MO

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Accountant in Kansas KS

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Murray Christopher CPA

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Where to start?

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Florida’s minimum auto coverage is $10,000 personal injury protection (PIP) and $10,000 property damage liability (PDL) as long as you have a valid Florida license plate. However, you should explain to your agent why you want the minimum as many other financial aspects of your life could be at risk if you’re involved in a major accident. If you have a family, the risks are even greater. Make sure you and your loved ones are adequately protected . . .

Picking the right insurance company

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As the commercials make clear, shopping for car insurance can be frustrating. That’s in part because auto insurance pricing is largely a black box for consumers. While the price a consumer pays for insurance is based on a risk estimate derived from demographics, past traffic violations, and claims history, each carrier uses the data in a unique, closely guarded way to calculate a price, and the number of prices for a given risk is as large as the number of insurers. Thus, it is difficult to be sure that you have the best price, or even a decent price, and many consumers are skeptical of the fairness of the entire process. That’s why we run a comparable analysis among many carriers to help give you peace of mind when it comes to selecting an insurance carrier.

The Important Relationships

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I saw two great movies this week and both showed different shortfalls of a dad. In A Wrinkle In Time, the dad so much wanted to “shake hands with the world” that his achievements took him away from his family. In I Can Only Imagine, the dad not accomplishing his dream made him very abusive which drove away his family. Both scenarios tore up the kids but their courage, prayer, forgiveness and perseverance allowed them to move forward to accomplish great things – even reuniting their families. To all the dads chasing dreams, go for it but never forget the important relationships on our journey – Faith, Family and Friends. For what is a man advantaged, if he gain the whole world, and lose himself, or be cast away #Luke 9:25

Do For Others As You Want Them To Do For You

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We may build our personal lives and careers in different ways but always do the right things.  Short-cuts can hurt you and even worse hurt others.  Therefore, whatever you want done to YOU to help you reach your goals, do also to others along the way.  Love, give, help, inspire, listen and lead!

CEO Statement Teaches Valuable Relationship Lessons

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Amazon founder and CEO Jeff Bezos summed up his winning formula this week for changing the U.S. healthcare system in one sentence:  “Success is going to require talented experts, a beginner’s mind and a long-term orientation.”  When I read his comment I was like “Wow” because this can also be the formula for a lasting marriage. I had the long-term orientation when I married 23 years ago but various life happenings still stressed the relationship that we almost lost it. We “started” over with more focus long before Mr. Bezos’ statement but the method to our marital success resembles his success formula.

“Success is going to require talented experts.” Who was thinking about this when they got married?  We were in love and that’s all we needed even though the pastor who married us was trying to give some vital guidance. However, when we don’t listen to those who’ve been there and done that, seen this and seen that, then time can be an excellent teacher.  We needed his advice and those of others who had wisdom and not opinions about building a good marriage.

Marriage requires “A Beginner’s Mind” because you’ll soon learn it’s not just about you anymore . . . it’s now about you, your spouse and maybe even kids.  We need to not only learn and respect each other’s opinions and habits but also learn to disagree in ways that don’t cause harm to the relationships.  This point also goes back to Mr. Bezos’ first point in that we will need “talented experts” to help deal with certain relationship issues.  With “a beginner’s mind” you’ll find there are experts as well as couples who have learned how to handle the same issues that you may be experiencing for the very first time.  Be open to learning, implementing and monitoring ideas that bring the most joy into your home.

Finally, having “a long-term orientation” helps in many ways.  If you’ve committed to spending the rest of your life with someone, work to make your relationship the best it can be by making it fun and enjoyable.  This will be different for each couple and at times different for each individual within the relationship but it doesn’t have to cost much at all.  Do not burden your relationship by going over budget for eating out when quality time together can be accomplished by a hand-holding walk in the park.  You will still have crazy days, but the understanding that this is a life-long commitment should make you want to push through the disagreements, put aside your pride and get back to a place where you can enjoy each other and the success of a lasting relationship.